Checking Accounts

Your checking account should be something personalized to you, because it needs to work for you. Frontier Credit Union has a variety of checking accounts to fit your unique situation and personality.

Checking account options:

Every checking account comes with the following FREE features:

  • Instant Issue Visa® Debit Card

  • CURewards®

  • Access to 30,000+ Fee-Free ATMs

  • All of Our Online Services

Savings Accounts

Use one of our personalized savings accounts to secure your money. When putting your money somewhere, you want to know it is safe. Frontier Credit Union offers a trustworthy solution by allowing you to open one or multiple secure savings accounts.

Savings account options:

  • Classic Savings

  • Money Market

  • Velocity Money Market

  • Individual Retirement Accounts (IRAs)

  • Certificates of Deposit (CDs)

  • Pickle Jar Savings (Round up savings)

Classic Savings Rates

APY* Interest Rate
0.05% 0.05%

Rates effective as of January 6th, 2022

Money Market Rates

Balance APY* Rate
$0–$2,500 0.05% 0.05%
$2,500–$20,000 0.10% 0.10%
$20,000–$75,000 0.15% 0.15%
$75,000+ 0.20% 0.20%

Rates effective as of January 6th, 2022

Velocity Money Market Rates*

Average Daily Balance Tiers APY*
First $50,000 ($0-$50,000) 0.20%
Next $25,000 ($50,000-$75,000) 0.50%
Next $25,000 ($75,000-$100,000) 1.00%
Next $50,000 ($100,000-$150,000) 1.51%
Everything over $150,000 2.02%

Rates effective as of 10/1/2022

Here’s an example of how much you could earn with a total balance of $185,000:

Tiered Balance APY* Annual Interest
$50,000 @ 0.20% = $100
$25,000 @ 0.50% = $125
$25,000 @ 1.00% = $250
$50,000 @ 1.51% = $755
$35,000 @ 2.02% = $707
Total Earned

*Tier 1- Your daily balance in tier 1 ($0.00 up to $49,999.99) will earn an interest rate of 0.20% and an APY of 0.20%. Tier 2- Your daily balance in tier 2 ($50,000.00 up to $74,999.99) will earn an interest rate of 0.50% with a 0.50% APY. Tier 3- Your daily balance in tier 3 ($75,000.00 up to $99,999.99) will earn an interest rate of 1.00% with a 1.00% APY. Tier 4- Your daily balance in tier 4 ($100,000.00 up to $149,999.99) will earn an interest rate of 1.50% with a 1.51% APY. Tier 5- Your daily balance in tier 5 ($150,000.00 or more) will earn an interest rate of 2.00% with a 2.02% APY. Your interest rate and annual percentage yield are subject to change. At our discretion, we may change the interest rate on your account. All applicants must meet Frontier Credit Union account opening requirements. Some restrictions may apply.

Special CD Rates

For a limited time, take advantage of the following special rates when you open a new CD in branch:

Term Rate APY*
11 Months
Bump-up / Add-on
4.55% 4.65%
15 Months
Bump-up / Add-on
4.25% 4.33%
23 Months
Bump-up / Add-on
3.28% 3.33%
33 Months 2.77% 2.80%
45 Months 2.77% 2.80%

Bump-up option is only available at the request of the member if the rate exceeds their current certificate interest rate, up to .50 basis points, and will only effect rate of dividends that have not been paid out.
Members may only add additional funds up to 2 times.

Standard CD Rates

Term Rate APY*
6 Months 1.00% 1.00%
1 Year 1.25% 1.26%
2 Years 1.75% 1.76%
3 Years 2.25% 2.27%
4 Years 2.10% 2.12%
5 Years 2.00% 2.02%

*APY = Annual Percentage Yield. Effective as of 4/17/2023. Frontier Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at its discretion. View Rate & Fee Schedule.

IRA Rates

APY* Interest Rate
0.05% 0.05%

Rates effective as of January 6th, 2022

Pickle Jar Rates

APY* Interest Rate
0.10% 0.10%

Rates effective as of January 6th, 2022

Teen Accounts

Is it time to start handling your own finances? Go ahead and start to learn what it means to control your own finances, we will be with you every step of the way with training and support.

If you are a teenager and want to start to gain your independence, there is no better way than with our Teen Account.

Business Accounts

Whether your business is just getting started or already established, find what is right for you.

We offer multiple Checking and Savings Accounts for both small and large businesses.

Business Services

Growing your business is a top priority. We make accessing all of your accounts quick and easy so you can stay focused on your bottom line with these additional services.