Here’s an example of how much you could earn with a total average balance of $75,000 and you meet the basic criteria & have a qualifying loan or Certificate:
Total Earned $527
*Earn 2.02% APY1 on your average2 balance up to $10,000 when you: Enroll in Online Banking and e-statements, have ACH deposits of at least $2,000.003 per month, and have at least 11 posted4 debit and/or credit card transactions per month. Additionally, earn 0.50% APY on average balances greater than $10,000 when you have a qualifying loan or Certificate5 or 0.20% APY on balances greater than $10,000 when you do not have a qualifying loan or Certificate. If you don’t meet the qualification requirements you will earn 0.05% APY on your average balance.
1 APY = Annual Percentage Yield. Your interest rate and annual percentage yield are subject to change at our discretion and pursuant to applicable law. All applicants must meet Frontier Credit Union membership and account opening requirements. 2 Interest earned based on average daily balance. 3 ACH deposits must be in the same account. 4 Posted transactions cleared by the end of the account statement cycle. Debit card transactions will only count if made from the Velocity Checking share. 5 The term “qualifying loan” is defined as an open loan with a month-end balance, but excluding Personal Lines of Credit. The term “Certificate” is defined as a Certificate of Deposit.
The Golden Access Checking Account is for members age 59 1/2+. Enjoy all the benefits of our other Checking Accounts with no monthly service fee and a free box of checks. You’ve been around the block, isn’t it time you should be rewarded for it?
Maintain all of the great benefits of our Classic Checking Account but with a few extras
No Minimum or Monthly Fees
Free Cashier’s Checks, Money Orders and Checks 1 free box of checks per year
Frontier Credit Union, P.O. Box 1865, Idaho Falls, ID 83401, 1-800-727-9961. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Membership required—based on eligibility.
CO-OP’s over 30,000 ATMs means you have more direct, surcharge-free* access to your money than most traditional bank customers do. Additionally, we provide 10+ full-service branch locations across Idaho.