Savings Accounts

Flexible savings options designed to help you grow your money.

The Right Savings Account Starts Here

Velocity Money Market

High-earning savings with flexible access

Designed for members who want stronger savings growth without locking their money down.

Certificates of Deposit (CDs)

Lock in competitive fixed rates with terms designed around your goals

Certificates of Deposit offer a dependable way to grow your money over time with guaranteed returns.

Youth Account

Build strong financial habits from the start

The Frontier Youth Account is designed to help teens learn responsible money management in a safe and supportive way.

Individual Retirement Account (IRA)

Plan ahead with confidence

Frontier IRAs are designed to help you build steady retirement savings with long-term growth potential and tax advantages.

Pickle Jar Savings

Turn everyday purchases into meaningful savings

Pickle Jar rounds qualifying debit card purchases to the next dollar and moves the difference into savings automatically.

Open an Account in 3 simple steps

1. Apply Online

Start your application anytime with a simple, secure process.

2. Review Your Options

Compare account types that fit your life and goals.

3. Start Banking Today

Enjoy the benefits of Frontier Credit Union membership.

Frequently Asked
Questions

How do Money Market accounts work?

A Money Market account helps you grow your savings by earning dividends while still providing access to your funds. It's a good option for members who want to earn more on higher balances while keeping their money available for future needs.

Are savings accounts insured?

Yes. Deposits at Frontier Credit Union are federally insured by the National Credit Union Administration (NCUA) up to the maximum amount allowed by law.

Can I withdraw from a CD early?

Yes. Early withdrawals are allowed, but they may be subject to an early withdrawal penalty. Contact Frontier Credit Union for details about your Certificate of Deposit (CD) terms.

What is an IRA savings account?

An IRA savings account is a retirement savings option designed to help you save for the future while offering potential tax advantages. Frontier Credit Union offers IRA options to help you work toward your long-term financial goals.

How often do dividends pay out?

Dividend payment schedules vary by account type. Refer to your account disclosures or contact Frontier Credit Union for details about when dividends are paid on your specific account.