Borrow What You Need, When You Need It
A Personal Line of Credit gives you ongoing access to available funds, so you're ready when life doesn't go according to plan.
3 reasons flexibility matters
1. Be ready for life’s curveballs
From surprise repairs to extra expenses, a line of credit can help you stay prepared.
2. Borrow only what you need
Access available funds as needed instead of taking a lump sum all at once.
3. Keep future options open
Available credit can provide added confidence when opportunities or challenges arise.
Frequently Asked Questions
What is a Personal Line of Credit?
A Personal Line of Credit is a revolving credit account that allows you to access available funds up to your approved credit limit.
How is a line of credit different from a personal loan?
A line of credit provides ongoing access to available funds, while a personal loan typically provides a lump-sum amount.
What can I use the funds for?
Members commonly use lines of credit for emergencies, home projects, unexpected expenses, and other personal financial needs.
Do I pay interest on the full credit limit?
Interest is generally charged only on the amount borrowed, subject to current loan terms.
How do I apply?
Apply online, visit a branch, or speak with a Frontier lending specialist.
Flexible Funds for Whatever Comes Next
Open a Personal Line of Credit and enjoy access to funds when you need them.