Build Credit without Starting from Scratch
A Share Secured Loan lets you borrow against your savings while helping establish or strengthen your credit history.
Share Secured Loan
Put your savings to work for your future.
Borrow using funds in your Frontier savings account as collateral while building positive credit habits along the way.
- Build or strengthen credit history
- Use your savings as collateral
- Keep your savings secure while you borrow
3 reasons a Share Secured Loan can be a smart move
1. Build credit with confidence
Consistent, on-time payments may help establish or strengthen your credit history over time.
2. Keep your savings working for you
Use funds secured by your savings account instead of starting from scratch.
3. Create healthy financial habits
A Share Secured Loan can be a practical stepping stone toward future borrowing goals.
Frequently Asked Questions
What is a Share Secured Loan?
A Share Secured Loan is a loan backed by funds in your Frontier savings account, which serve as collateral for the loan.
Can a Share Secured Loan help build credit?
Responsible repayment may help establish or strengthen your credit history, depending on your individual credit profile.
Do I lose access to my savings?
Funds used to secure the loan are typically held as collateral until the loan is paid according to loan terms.
Who is a Share Secured Loan good for?
It may be a good option for members looking to establish credit, rebuild credit, or strengthen their borrowing history.
How do I get started?
Apply online, visit a branch, or speak with a Frontier lending specialist.
Build Toward What's Next
Use a Share Secured Loan to strengthen your credit while keeping your savings working for you.