Cuentas
Cuentas corrientes
Your checking account should be something personalized to you, because it needs to work for you. Frontier Credit Union has a variety of checking accounts to fit your unique situation and personality.
Checking account options:
- Cuenta clásica
Velocity Checking
See our new interest earning checking accountGolden Access Checking (59 1/2+)
Every checking account comes with the following FREE features:
Instant Issue Visa® Debit Card
CURewards®.
Access to 30,000+ Fee-Free ATMs
All of Our Online Services
Cuentas de ahorro
Use one of our personalized savings accounts to secure your money. When putting your money somewhere, you want to know it is safe. Frontier Credit Union offers a trustworthy solution by allowing you to open one or multiple secure savings accounts.
Savings account options:
Ahorro clásico
Money Market
Velocity Money Market
Individual Retirement Accounts (IRAs)
Certificados de depósito (CD)
Pickle Jar Savings (Round up savings)
Tipos de ahorro clásicos
| APY* | Tipo de interés |
|---|---|
| 0.05% | 0.05% |
Tarifas vigentes a partir del 6 de enero de 2022
Tipos del mercado monetario
| Saldo | APY* | Valora |
|---|---|---|
| $0–$2,500 | 0.05% | 0.05% |
| $2,500–$20,000 | 0.10% | 0.10% |
| $20,000–$75,000 | 0.15% | 0.15% |
| $75,000+ | 0.20% | 0.20% |
Tarifas vigentes a partir del 6 de enero de 2022
Velocity Money Market Rates*
| Average Daily Balance Tiers | APY* |
|---|---|
| First $50,000 ($0-$50,000) | 0.20% |
| Next $25,000 ($50,000-$75,000) | 0.50% |
| Next $25,000 ($75,000-$100,000) | 1.00% |
| Next $50,000 ($100,000-$150,000) | 1.51% |
| Everything over $150,000 | 2.02% |
Rates effective as of 10/1/2022
Here’s an example of how much you could earn with a total balance of $185,000:
| Tiered Balance | APY* | Annual Interest | ||
|---|---|---|---|---|
| $50,000 | @ | 0.20% | = | $100 |
| $25,000 | @ | 0.50% | = | $125 |
| $25,000 | @ | 1.00% | = | $250 |
| $50,000 | @ | 1.51% | = | $755 |
| $35,000 | @ | 2.02% | = | $707 |
| Total Earned $1,937 |
*Tier 1- Your daily balance in tier 1 ($0.00 up to $49,999.99) will earn an interest rate of 0.20% and an APY of 0.20%. Tier 2- Your daily balance in tier 2 ($50,000.00 up to $74,999.99) will earn an interest rate of 0.50% with a 0.50% APY. Tier 3- Your daily balance in tier 3 ($75,000.00 up to $99,999.99) will earn an interest rate of 1.00% with a 1.00% APY. Tier 4- Your daily balance in tier 4 ($100,000.00 up to $149,999.99) will earn an interest rate of 1.50% with a 1.51% APY. Tier 5- Your daily balance in tier 5 ($150,000.00 or more) will earn an interest rate of 2.00% with a 2.02% APY. Your interest rate and annual percentage yield are subject to change. At our discretion, we may change the interest rate on your account. All applicants must meet Frontier Credit Union account opening requirements. Some restrictions may apply.
Special CD Rates
For a limited time, take advantage of the following special rates when you open a new CD in branch:
| Término | Valora | APY* |
|---|---|---|
| 6 Months Bump-up / Add-on / New Money Only |
5.03% | 5.03% |
| 11 Months Bump-up / Add-on |
4.55% | 4.65% |
| 15 Months Bump-up / Add-on |
4.25% | 4.33% |
| 23 Months Bump-up / Add-on |
3.28% | 3.33% |
| 33 Months | 2.77% | 2.80% |
| 45 Months | 2.77% | 2.80% |
Bump-up option is only available at the request of the member if the rate exceeds their current certificate interest rate, up to .50 basis points, and will only effect rate of dividends that have not been paid out.
Members may only add additional funds up to 2 times on select certificate of deposits. *APY = Annual Percentage Yield. Effective as of 04/16/2024. Frontier Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at their discretion. View rate and fee schedule.
Standard CD Rates
| Término | Valora | APY* |
|---|---|---|
| 6 meses | 1.00% | 1.00% |
| 1 año | 1.25% | 1.26% |
| 2 años | 1.75% | 1.76% |
| 3 años | 2.25% | 2.27% |
| 4 años | 2.10% | 2.12% |
| 5 años | 2.00% | 2.02% |
*APY = Annual Percentage Yield. Effective as of 02/27/2024. Frontier Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at its discretion. View Rate & Fee Schedule.
Tarifas de las cuentas individuales
| APY* | Tipo de interés |
|---|---|
| 0.05% | 0.05% |
Tarifas vigentes a partir del 6 de enero de 2022
Pickle Jar Rates
| APY* | Tipo de interés |
|---|---|
| 0.10% | 0.10% |
Tarifas vigentes a partir del 6 de enero de 2022
Cuentas para adolescentes
¿Ha llegado el momento de empezar a manejar sus propias finanzas? Anímate y empieza a aprender lo que significa controlar tus propias finanzas, estaremos contigo en cada paso del camino con formación y apoyo.
Si eres un adolescente y quieres empezar a ganar tu independencia, no hay mejor manera que con nuestra Cuenta Adolescente.
Cuentas Empresariales
Tanto si su negocio está empezando como si ya está establecido, encuentre lo que le conviene.
Ofrecemos múltiples cuentas corrientes y de ahorro para pequeñas y grandes empresas.
Servicios empresariales
El crecimiento de su negocio es una prioridad absoluta. Hacemos que el acceso a todas sus cuentas sea rápido y sencillo para que pueda centrarse en sus resultados con estos servicios adicionales.
