(1) Does not apply to ATM transactions or PIN transactions not processed by Visa®. For specific restrictions, limitations, and other details, see cardholder agreement or www.visa.com/security. (2) Certain restrictions, limitations and exclusions apply. Please refer to your Guide to Benefits for further details. *To report loss, theft, or unauthorized use of your card, please contact Frontier Credit Union – Visa® Department at (866)513-4210, 24 hours a day, 7 days a week.