Business Services

Merchant Services

Get paid faster. Get paid smarter.

We are proud to partner with Total Merchant Concepts (TMC), to provide debit and credit card processing. We chose TMC because of their integrity and their commitment to providing great service with no long-term contracts to our business members. Plus, they have competitive rates and low set-up costs to make card processing affordable. If you need any support, TMC is just a phone call away.

  • In-store, mobile and online payment solutions

  • 24/7 support

  • Online reporting portal

  • PCI Compliance and cardholder data security

  • Quick and seamless setup

  • Competitive processing rates

Payroll & HR

Payroll, HR & Benefits. Simple.

Frontier has two trusted payroll partners to choose from, OnPay and Total Merchant Concepts (TMC). Our partners make payroll, HR, time management, and benefit management simple.

Not sure what the best option is for your business? Our local business experts are here to help.


A built-in HR department at no extra cost, and big company benefits for every business. This service is cloud based and is great for a small business managing their payroll in house.

  • Dedicated payroll specialists

  • Flexible payroll reporting – Phone, online or mobile

  • HR assistance – Hiring, managing, benefits, workplace safety, etc.

  • 24/7 service center – Phone, email or online chat

  • Employee pay options – Direct deposit, pre-signed checks & more


Automated and integrated HR and payroll solutions, customized for your business through ADP®. Cloud based and great for the do-it-yourself business owner.

  • HR Business Advisors for employee management

  • Electronic Time and Attendance solutions

  • Pay-by-Pay Premium Payment Program for Worker’ Compensation

  • Licensed Agents for Health Benefits and Retirement Plan Solutions

  • The bonus of TMC’s incredible customer service!

Business Accounts

Frontier Credit Union offers business checking and savings accounts that will fit all of your needs. Whether your business is just getting started or already established, find what is right for you.

  • Checking

  • Checking Plus

  • Certificates of Deposit

  • Savings

  • Money Market

  • Velocity Money Market

Business Loans

Your local source for the needed capital to grow your business. Because we are invested in you and invested in community, we care about your success and making your business a strong part of our region.

  • Term Loans

  • Lines of Credit

  • Credit Cards

  • Commercial Loans

  • Real Estate Loans

  • Construction Loans