Protect your loans with our Loan Protection services. Your peace of mind is our top priority.
Designed with you in mind
More than ever, we all worry about things that might happen tomorrow. Debt Protection provides an important sense of financial security – knowing your loan will not become a burden to you in times of hardship.
Under the Debt Protection program, your loan balance may be canceled or your monthly loan payments canceled without penalty or added interest if you are faced with Death, Disability, or Involuntary Unemployment.
You may cancel Debt Protection at any time. If you do so within the first 30 days, we will refund any feed already paid.
Want to learn more?
Talk to a representative today by calling (800) 727-9961 to learn the details about our Debt Protection program.
Availability and plan options
Rates per $1,000 of monthly loan balance Single / Joint
Plan option 1
$2.92 / $5.27
Plan option 2
$1.99 / $3.49
Plan option 3
$0.92 / $1.47
Definitions of coverage
If you meet eligibility requirements and conditions, Debt Protection will provide the following benefits:
Death: helps your family get back on their feet financially with cancellation of loan. – All Plans: cancels the remaining loan balance as of date of death (up to $75,000)
Disability: cancels your loan payments for a period of time as you regain your health. – Plans 1 & 2: Cancels up to 12 payments per occurrence (aggregate maximum of $15,000, up to $1,000 per month)
Involuntary Employment: Helps ensure your loan payment will be taken care of as you search for new employment. – Plan 1: Cancels up to 3 payments per occurrence (aggregate maximum $15,000, up to $1,000 per month)
Major Mechanical Protection (MMP) makes it affordable for you to keep and enjoy your vehicles longer. You pay for the warranty once, and in most cases, will not have to pay for anything more than a small standard deductible should a breakdown occur.
Frontier Credit Union, P.O. Box 1865, Idaho Falls, ID 83401, 1-800-727-9961. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Membership required—based on eligibility.