Préstamo para la defensa de la energía
Un Préstamo para la Defensa de la Energía proporciona fondos para que los propietarios realicen mejoras de eficiencia energética en sus hogares.
Resumen
An Energy Defense Loan provides funds for homeowners to make energy-efficient improvements to their homes. We are as local as the seasons, and we want to help you prepare for each one that Idaho throws at us.
Use an Energy Defense Loan for energy-efficient home improvements, including:
- Windows
Puertas
Pellet & wood stoves
Aislamiento
Weather stripping
Air conditioning
Furnace or heat pumps
Techo
Tasas de defensa de la energía
Término | APR* |
---|---|
Hasta 7 años | 9.90% to 14.25% |
*APR=Annual Percentage Rate. Energy Defense APR ranges between 5.90% to 10.25%. $500 Minimum, $32,000 Maximum. Rates, terms, and conditions based on creditworthiness, qualifications, loan amounts, and verifiable gross household income. All loans subject to approval. Improvements must be for homeowner’s primary residence. Loan proceeds directly payable to the installers and retailers of weatherization activities and products. Loan use is for weatherization and/or energy efficiency purposes only, including purchasing approved appliances. Primary Residence Mortgage Loan must be current. Frontier Credit Union is an Equal Opportunity Lender. Rate effective as of 12/1/2023.
Features/Benefits
Feature | Benefit |
---|---|
Elegibilidad | Primary Residence Applicant must be employed or be receiving qualifying fixed income at the time the loan is funded Must be located in Idaho Must be current on primary mortgage Manufactured Homes are eligible only if on a foundation |
Términos | Up to 84 Months (7 years) Payments will be principal and interest payments Credit Score required to determine qualified interest rate Fixed Interest Rates |
Préstamo a valor | El importe y el plazo máximos del préstamo se determinarán en función de los ingresos brutos de la familia |
Importes de los préstamos | Minimum of $500 Maximum of $32,000 |
Tasas | No Origination Fee No Annual Fee |
Anticipos de crédito | Todos los fondos se adelantan y se pagan directamente al contratista (en la mayoría de los casos) |
Usos | Energy Efficient Home Improvements including but not limited to; Energy Efficient Windows and Doors Insulation replacement or augmentation Weather stripping and other energy efficient materials Energy efficient water heaters, heat pumps/furnaces Pellet and wood stove additions or replacements Roof replacements |