Cuentas de ahorro
Whether you’re looking to save for a rainy day fund or a specific purchase, having a savings goal in mind will help you choose the right account.
Classic Savings Account
This account has everything you need to start or continue your savings for any purpose. This is your credit union membership.
Dividend / Interest Earning
Asegurado por la NCUA hasta 250.000 dólares
Unlimited deposits & withdrawals
Tipos de ahorro clásicos
| APY* | Tipo de interés |
|---|---|
| 0.05% | 0.05% |
Tarifas vigentes a partir del 6 de enero de 2022
Money Market
Una cuenta de mercado monetario asegurada que es competitiva con otros productos de ahorro del mercado. Los tipos de depósito de esta cuenta pueden aumentar a medida que añada más dinero.
A Money Market is a savings account that offers a higher interest rate than a traditional savings account. You can use the Money Market to grow your savings and reach your financial goals. If you are looking for a long term account with high yield, this is the account for you.
Tipos del mercado monetario
| Saldo | APY* | Valora |
|---|---|---|
| $0–$2,500 | 0.05% | 0.05% |
| $2,500–$20,000 | 0.10% | 0.10% |
| $20,000–$75,000 | 0.15% | 0.15% |
| $75,000+ | 0.20% | 0.20% |
Tarifas vigentes a partir del 6 de enero de 2022
Velocity Money Market
Our new Velocity Money Market account offers tiered interest rates with unbeatable returns. Each tier earns its own interest rate so the more money you save, the more money you can earn!
TIER 1:
Your first $50,000 earns 0.20% APY*TIER 2:
Your next $25,000 earns 0.50% APY*TIER 3:
Your next $25,000 earns 1.00% APY*TIER 4:
Your next $50,000 earns 1.51% APY*TIER 5:
Everything over $150,000 earns 2.02% APY*
Velocity Money Market Rates*
| Average Daily Balance Tiers | APY* |
|---|---|
| First $50,000 ($0-$50,000) | 0.20% |
| Next $25,000 ($50,000-$75,000) | 0.50% |
| Next $25,000 ($75,000-$100,000) | 1.00% |
| Next $50,000 ($100,000-$150,000) | 1.51% |
| Everything over $150,000 | 2.02% |
Rates effective as of 10/1/2022
Here’s an example of how much you could earn with a total balance of $185,000:
| Tiered Balance | APY* | Annual Interest | ||
|---|---|---|---|---|
| $50,000 | @ | 0.20% | = | $100 |
| $25,000 | @ | 0.50% | = | $125 |
| $25,000 | @ | 1.00% | = | $250 |
| $50,000 | @ | 1.51% | = | $755 |
| $35,000 | @ | 2.02% | = | $707 |
| Total Earned $1,937 |
*Tier 1- Your daily balance in tier 1 ($0.00 up to $49,999.99) will earn an interest rate of 0.20% and an APY of 0.20%. Tier 2- Your daily balance in tier 2 ($50,000.00 up to $74,999.99) will earn an interest rate of 0.50% with a 0.50% APY. Tier 3- Your daily balance in tier 3 ($75,000.00 up to $99,999.99) will earn an interest rate of 1.00% with a 1.00% APY. Tier 4- Your daily balance in tier 4 ($100,000.00 up to $149,999.99) will earn an interest rate of 1.50% with a 1.51% APY. Tier 5- Your daily balance in tier 5 ($150,000.00 or more) will earn an interest rate of 2.00% with a 2.02% APY. Your interest rate and annual percentage yield are subject to change. At our discretion, we may change the interest rate on your account. All applicants must meet Frontier Credit Union account opening requirements. Some restrictions may apply.
Cuenta de jubilación individual (IRA)
Invierta en un futuro seguro para usted y su familia con una cuenta de jubilación individual (IRA). Nunca es demasiado pronto para empezar a ahorrar para la jubilación, y nosotros le proporcionamos las herramientas para hacerlo.
Individual Retirement Accounts (IRAs) are savings accounts that offer tax advantages to help you save for retirement. IRAs are a great way to supplement your other retirement savings, such as a 401(k) or pension.
Tarifas de las cuentas individuales
| APY* | Tipo de interés |
|---|---|
| 0.05% | 0.05% |
Tarifas vigentes a partir del 6 de enero de 2022
Certificados de depósito (CD)
A Certificate of Deposit (CD) is a product offered by Frontier Credit Union that provides an interest rate premium in exchange for the member agreeing to leave a lump-sum deposit untouched for a predetermined period of time.
For a limited time, take advantage of the following special rates when you open a new CD in branch:
| Término | Valora | APY* |
|---|---|---|
| 11 Months Bump-up / Add-on |
4.55% | 4.65% |
| 15 Months Bump-up / Add-on |
4.25% | 4.33% |
| 23 Months Bump-up / Add-on |
3.28% | 3.33% |
| 33 Months | 2.77% | 2.80% |
| 45 Months | 2.77% | 2.80% |
Bump-up option is only available at the request of the member if the rate exceeds their current certificate interest rate, up to .50 basis points, and will only effect rate of dividends that have not been paid out.
Members may only add additional funds up to 2 times.
*APY = Annual Percentage Yield. Effective as of 2/15/2023. Frontier Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at their discretion. View Rate & Fee Schedule.
Special CD Rates
For a limited time, take advantage of the following special rates when you open a new CD in branch:
| Término | Valora | APY* |
|---|---|---|
| 6 Months Bump-up / Add-on / New Money Only |
5.03% | 5.03% |
| 11 Months Bump-up / Add-on |
4.55% | 4.65% |
| 15 Months Bump-up / Add-on |
4.25% | 4.33% |
| 23 Months Bump-up / Add-on |
3.28% | 3.33% |
| 33 Months | 2.77% | 2.80% |
| 45 Months | 2.77% | 2.80% |
Bump-up option is only available at the request of the member if the rate exceeds their current certificate interest rate, up to .50 basis points, and will only effect rate of dividends that have not been paid out.
Members may only add additional funds up to 2 times on select certificate of deposits. *APY = Annual Percentage Yield. Effective as of 04/16/2024. Frontier Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at their discretion. View rate and fee schedule.
Standard CD Rates
| Término | Valora | APY* |
|---|---|---|
| 6 meses | 1.00% | 1.00% |
| 1 año | 1.25% | 1.26% |
| 2 años | 1.75% | 1.76% |
| 3 años | 2.25% | 2.27% |
| 4 años | 2.10% | 2.12% |
| 5 años | 2.00% | 2.02% |
*APY = Annual Percentage Yield. Effective as of 02/27/2024. Frontier Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at its discretion. View Rate & Fee Schedule.
Ahorro Pickle Jar
Our free Pickle Jar Savings Account attaches directly to your debit card and rounds up each transaction to the nearest dollar.
The difference will automatically be added to your Pickle Jar each day and you’ll be adding up savings without even trying! It’s an easy way to save money without any manual work.
Pickle Jar Rates
| APY* | Tipo de interés |
|---|---|
| 0.10% | 0.10% |
Tarifas vigentes a partir del 6 de enero de 2022
Youth & Teen Accounts
Frontier Credit Union doesn’t discriminate on age. Don’t forget about the youth, we certainly didn’t! Because our young members are so important we encourage them to start saving money early. Help your children learn about the value of money and how they can start to manage it correctly.
Anímate y empieza a aprender lo que significa controlar tus propias finanzas, nosotros estaremos contigo en cada paso del camino con formación y apoyo.
