Cuentas corrientes

Checking accounts for everyday needs

Cuenta clásica

Perfect for members seeking a simple and everyday checking account with no monthly fee added on. Classic Checking Accounts are Frontier Credit Union’s free checking account solution.

  • Instant Issue Visa® Debit Card with CURewards® and earn 1 point for every $2 spent with your Frontier Debit Card or the Frontier Visa® Spirit Debit Card which with every purchase, Frontier will donate to the participating school of your choice (LEARN MORE HERE)

  • Access to 30,000 Surcharge Free ATMs (FREE ATM Locator)

  • Access to All of Our Online Services
    Includes Online Banking, Mobile App, eStatements, Bill Pay, Remote Check Deposit, and more

Velocity Checking

The Velocity Checking account is an interest-earning checking account with returns up to 2.02% APY*.

  • Instant Issue Visa® Debit Card with CURewards® and earn 1 point for every $2 spent with your Frontier Debit Card or the Frontier Visa® Spirit Debit Card which with every purchase, Frontier will donate to the participating school of your choice (LEARN MORE HERE)

  • Access to All of Our Online Services
    Includes Online Banking, Mobile App, eStatements, Bill Pay, Remote Check Deposit, and more

Velocity Checking Rates*

With qualifying loan or Certificate

Average Daily Balance Tiers APY*
First $10,000 ($0.00-$10,000.00) 2.02%
Everything over $10,000 0.50%

Rates effective as of 10/1/2022

Without qualifying loan or Certificate

Average Daily Balance Tiers APY*
First $10,000 ($0.00-$10,000.00) 2.02%
Everything over $10,000 0.20%

Rates effective as of 10/1/2022

Here’s an example of how much you could earn with a total average balance of $75,000 and you meet the basic criteria & have a qualifying loan or Certificate:

Tiered Balance APY* Annual Interest
$10,000 @ 2.02% = $202
$65,000 @ 0.50% = $325
Total Earned
$527

*Earn 2.02% APY2 on your average3 balance up to $10,000 when you: Enroll in Online Banking and e-statements, have ACH deposits of at least $2,000.004 per month, and have at least 11 posted4 debit and/or credit card transactions per month. Additionally, earn 0.50% APY on average balances greater than $10,000 when you have a qualifying loan or Certificate5 or 0.20% APY on balances greater than $10,000 when you do not have a qualifying loan or Certificate. If you don’t meet the qualification requirements you will earn 0.05% APY on your average balance.

2 APY = Annual Percentage Yield. Your interest rate and annual percentage yield are subject to change at our discretion and pursuant to applicable law. All applicants must meet Frontier Credit Union membership and account opening requirements.
3 Interest earned based on average daily balance.
4 ACH deposits must be in the same account.
5 Posted transactions cleared by the end of the account statement cycle. Debit card transactions will only count if made from the Velocity Checking share.
5 The term “qualifying loan” is defined as an open loan with a month-end balance, but excluding Personal Lines of Credit. The term “Certificate” is defined as a Certificate of Deposit.
6 This advertisement is not affiliated with, endorsed by, or sponsored by any third-party company. Frontier Credit Union will not assume any direct payments for subscription services. The examples of subscriptions provided herein are illustrative of potential expenditures that may be financed using interest accrued on your account, contingent upon meeting specific eligibility criteria. Please note that certain restrictions may apply.

Golden Access Checking (59 1/2+)

The Golden Access Checking Account is for members age 59 1/2+. Enjoy all the benefits of our other Checking Accounts with no monthly service fee and a free box of checks. You’ve been around the block, isn’t it time you should be rewarded for it?

Mantenga todas las grandes ventajas de nuestra Cuenta Corriente Clásica pero con algunos extras

  • Sin cuotas mínimas ni mensuales

  • Free Cashier’s Checks, Money Orders and Checks
    1 free box of checks per year

  • Instant Issue Visa® Debit Card with CURewards® and earn 1 point for every $2 spent with your Frontier Debit Card or the Frontier Visa® Spirit Debit Card which with every purchase, Frontier will donate to the participating school of your choice (LEARN MORE HERE)

  • Access to 30,000 Surcharge Free ATMs (FREE ATM Locator)

  • Access to All of Our Online Services
    Includes eBranch, Mobile App, eStatements, Bill Pay, Remote Check Deposit, and more