a. East Idaho Credit Union (we) will round up the amount of qualifying debit card purchases (online or point-of-sale) to the next whole dollar and transfer the excess amount from your Checking account to your Pickle Jar Savings. We will aggregate the rounded-up amounts and make a single transfer at the end of each day.
b. If any of the following occur, we will not round up purchases posted and will cancel the daily round-up transfer for that day:
If you do not have available funds in your Checking account
If your available Checking account balance is less than $50.00 or a round up transfer would reduce your balance to less than $50.00
Whole dollar transactions will not be rounded and will not result in a transfer
c. If your debit card purchase is subsequently cancelled or reversed, such as a returned purchase, the corresponding daily round-up transfer will remain in your Pickle Jar Savings.
d. We reserve the right to cancel or close the Pickle Jar Savings at any time. Business accounts are not eligible.
e. Please refer to our Rate and Fee Schedule for interest rate information.