Move forward with Velocity Checking

Frontier Credit Union believes your checking account should do more than manage daily transactions—it should help you grow your savings effortlessly. That’s why they offer Velocity Checking, designed to maximize your savings while earning a competitive interest rate.

Why Choose Velocity Checking?

Velocity Checking is an interest-earning checking account that offers up to 2.02% APY* on your first $10,000 when you meet a few simple criteria:

  • Enroll in Online Banking and eStatements
  • Make ACH Deposits of $2,000+ Per Month
  • Complete 11+ Debit/Credit Card Transactions Monthly

But what does that rate really mean? Essentially, if you keep $10,000 in your account, you could earn around $202 a year just for having your money in the right place, compared to a typical checking account that often pays little to no interest. Plus, any amount over $10,000 can still earn interest: 0.50% APY* if you have a qualifying loan or certificate, or 0.20% APY* without one.

How Can This Benefit You?

Your Velocity Checking Dividends could cover subscriptions such as: Amazon Prime, Sam’s Club, Netflix, Costco, Hulu, and many more! Velocity Checking isn’t just about competitive interest rates; it’s also packed with conveniences that enhance your banking experience. Enjoy access to 30,000 surcharge-free ATMs, instant issue Visa® Debit Cards, and seamless online and mobile banking tools that keep you connected to your money 24/7.

How Do We Compare?

Let’s put this into perspective. Imagine you have an average balance of $75,000 and you’re meeting the basic criteria with a qualifying loan or certificate. With Velocity Checking, you could earn around $527 annually. In contrast, if you had that same balance in a standard checking account earning 0.01% APY*, you’d only make about $7.50 in interest a year.

Take the Next Step!

Learn more and apply online today! Start earning more with every transaction and watch your money grow with Velocity Checking.

*APY = Annual Percentage yield. See more details in our <a href=”https://frontiercreditunion.com/wp-content/uploads/2025/09/consumer-rate-and-fee-schedule.pdf” style=”color: #aa3930; text-decoration: underline;”>rate and fee schedule</a>.