Lock In a Little More Earning Power
Certificates allow your money to grow steadily with a guaranteed rate and terms that fit your goals.
Certificate of Deposit
Lock in competitive fixed rates with terms designed around your goals.
Certificates of Deposit offer a dependable way to grow your money over time with guaranteed returns.
- Competitive fixed rates
- Guaranteed growth with no surprises
- Flexible term options from short- to long-term savings
3 reasons to lock it and like it
1. Choose the term that fits the plan
You select from one of the many term options available based on what is right for you.
2. Know the rate before you commit
CDs can offer predictable earnings set aside for a defined period.
3. Nobody likes a freeloader
A CD helps turn money you don’t need right now into money with a job.
Frequently Asked Questions
What is a certificate of deposit?
A CD is a savings option where money is set aside for a fixed term, often in exchange for a fixed rate during that term.
Can I access my money before the CD matures?
Usually yes, but early withdrawal penalties may apply.
What term should I choose?
Choose based on when you expect to need the money. Shorter terms offer flexibility, while longer terms may offer different earning potential.
Are CD rates guaranteed?
Rates change based on current market conditions. Once the CD is opened, the rate is fixed for the terms opened at account funding.
Can businesses open CDs too?
Yes. Businesses can open certificates to earn a guaranteed rate on funds they don't need right away.
Grow with Confidence
Lock in competitive returns and enjoy the peace of mind of guaranteed growth.