The Right Checking Account Starts Here
Velocity Checking
Checking with momentum
VISA® Spirit Debit Cards
Debit cards with hometown pride
Golden Access Checking
Premium checking created exclusively for members age 59 ½+
Open an Account in 3 Simple Steps
1. Open an account
Start with a quick, secure online application that gets your checking account ready instantly.
2. Set up online banking & ACH
Enroll in eStatements and direct deposit to activate required monthly activity for full rewards.
3. Use your Debit Card
Make 11 or more posted transactions each month to maintain your highest eligible Annual Percentage Yield (APY).
Frequently Asked Questions
Can I set up direct deposit for any checking account?
Yes. Direct deposit can be set up with any eligible Frontier checking account, making it easy to receive your paycheck, government benefits, or other recurring payments electronically.
Do all checking accounts include debit cards?
Yes. All eligible Frontier checking accounts include a Visa® debit card, giving you convenient access to your money for everyday purchases, ATM withdrawals, and digital wallet payments.
Can I switch my checking account later?
Yes. If your banking needs change, you can switch to another eligible Frontier checking account. Our team can help you find the account that's the best fit.
Are my funds insured?
Yes. Deposits at Frontier Credit Union are federally insured by the National Credit Union Administration (NCUA) up to the maximum amount allowed by law.
What should I know about overdraft protection?
Overdraft protection options may be available to help cover eligible transactions when your account balance is low. Contact Frontier Credit Union to learn about available coverage options, terms, and eligibility.
Ready to Open Your Account?
Start online in minutes or visit any of our branches in-person.