Frontier Credit Union
PO Box 1865
Idaho Falls, ID 83403
1-800-727-9961
Rev 11/26/21


Facts What does Frontier Credit Union do with your personal information?
Why? Financial companies choose how they share your personal information. Federallaw gives consumers the right to limit some but not all sharing. Federal law alsorequires us to tell you how we collect, share, and protect your personalinformation. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product orservice you have with us. This information can include:
  • Social Security Number and income
  • account balances and payment history
  • credit history and credit scores
  • location data from your smartphone
When you are no longer our customer, we continue to share your information asdescribed in this notice.
How? All financial companies need to share customers' personal information to runtheir everyday business. In the section below, we list the reasons financialcompanies can share their customers' personal information; the reasons EastIdaho Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Frontier Credit Union share? Can you limit this sharing?
For our everyday business purposes -such as to process your transaction, maintain youraccount(s), respond to court orders and legalinvestigation, or report to credit bureaus Yes No
For our marketing purposes -to offer our products and services to you Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes -information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes -information about your creditworthiness No We don't share
For our affiliates to market to you No No
For nonaffiliates to market to you Yes Yes

Questions? Call 1-800-727-9961 or 208-523-9068 or go to https://frontiercreditunion.com

Who we are
Who is providing this notice? Frontier Credit Union

What we do
How does Frontier Credit Union protect my persona linformation? To protect your personal information from unauthorized accessand use, we use security measures that comply with federal law.These measures include computer safeguards and secured filesand buildings.
How does Frontier Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
  • enable location services within our mobile app
We also collect your personal information from others, such ascredit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes-informationabout your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additionalrights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can befinancial and nonfinancial companies.
-Frontier Credit Union has no affiliates
Nonaffiliates Companies not related by common ownership or control. Theycan be financial and nonfinancial companies.
-Nonaffiliates we share with can include government entities,credit bureaus, and insurance companies.
Joint marketing A formal agreement between nonaffiliated financial companiesthat together market financial products or services to you.
-Our joint marketing partners include insurance companies

Other important information

Privacy Policy Changes. Frontier Credit Union reserves the right to modify, change, or amend this Privacy Statement at any time without notice other than as expressly required by applicable law. Since privacy practices may change, please check frontiercreditunion.com regularly to view the most current version of our privacy statement.

Geolocation Information. Our online banking app periodically collects, transmits, and uses geolocation information to support features that allow us to present marketing messages to you or that prevent fraudulent card use and alerts, but only if you expressly authorize collection of such information. You may choose whether geolocation information can be monitored on a continuous basis in the background, only while the app is being used, or not at all. You can change your location permissions at any time in your device settings.